All information and materials presented on this site are for information and entertainment purposes only and are provided as is, with no warranty, express or implied. The information and materials on this site do not and are not intended to represent financial, medical, or personal advice or guidance. You should consult the appropriate professional if you have questions regarding your personal situation. The author and owner of this site make no warranties regarding the accuracy, completeness, or availability of this site or the information and materials contained within. The author and owner of this site shall not be liable or responsible for any damages or consequences resulting from any use of the information or materials presented or linked to on this site. The site contains links to external web pages and sites. The author and owner of this site are not responsible for the content of those pages and sites. Some external links are affiliate links. If purchases are made through those links the owner of this site may receive commissions, some of which are used to maintain and upgrade this site.