Relocating within the U.S.

 

moving-tools

Retiring in a different city or state

Surveys indicate that 60% of people consider moving to another city or state after retirement. So many retirees flock from northern “snow belt” states to Florida that it’s become a cliche. But the Sunshine State isn’t the only popular retirement destination. Many retirees choose the Midwest, Southwest, California, and Hawaii to plant their golden age roots.

So where should you retire to? The best location is the one that meets the most of your needs. Maybe you want to be close to family or friends. If so, then the best place for you is where they live.

Otherwise, you have a wide range of locations to choose from. Cost of living, taxes, climate, crime, availability of healthcare, cultural and outdoors activities are some primary factors to take into account when choosing a new place to call home in your golden years. This post lists some things to consider when choosing a retirement destination.

There are resources online to help your decision. The Numbeo website enables you to examine a city or foreign country in terms of cost of living, healthcare, crime, property prices, and other criteria. Also, SelectSmart’s online quizzes enable you to select a city or state based on various factors and how important they are to you.

Tax burden always weighs in as a factor when choosing where to live. You can view Kiplinger’s list of the 10 most tax friendly states for retirees, and the 10 least tax friendly states. Kiplinger’s also has a state-by-state guide to taxes on retirees. You can also check the Tax Foundation website for tax information in each state.

Many retirees choose to move to another state, because the taxes or living costs are lower, the climate is more favorable, or they have relatives or friends there. If you’re curious about what it’s like in another part of the country, the pages below give overviews of each of the 50 states from a retirement perspective, including a description of popular retirement towns and links to more information.

Each state offers a variety of services and amenities for senior residents. Each state’s overview page contains a link to the appropriate state agency to help you find out what services are available. You can also view the federal government’s Eldercare Locator to find services in your area.

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington (state)

West Virginia

Wisconsin

Wyoming

 

Also see Kiplinger’s Surprising Places for Retirement

Not sure where is the best place for your retirement? Bankrate’s Retirement Cities Selector can help you decide.